Warrington Jaguar Centre provide
a wide range of finance facilities which are described below
and fully integrated into our web site. From the comfort of
your own home you can view all the available finance products
for your next vehicle and generate your own personalised quotations
by changing the deposit, term and annual mileage.
In addition, you can complete an application through our secure
on-line proposal form which will pass your information directly
to our finance company, Jigsaw
Finance Ltd. You will then be guided through the process
by them. In gaining pre-approval it allows you to make a considered
choice on your next car purchase in a quick and convenient manner
through a greater selection of finance products.
Find your vehicle
Choose your finance product
Tailor your quotation
Apply on-line
Visit us and view the car
Personal Contract Purchase
A Personal Contract Purchase (PCP) plan will enable you to purchase
your next car with lower monthly repayments. The way this is
achieved is by deferring an amount of the total cost of the
vehicle to the end of the contract. This amount is known as
the Guaranteed Future Value (GFV).
The Guaranteed Future Value plus your deposit is subtracted
from the cash price of the vehicle and your monthly payments
are based on the balance (plus interest on the balance and the
GFV).
By only repaying the difference between the cash price and the
optional balloon payment you are only financing the depreciation
of the car.
At the end of the contract you have four options:
You can return the vehicle to the finance company. As
long as you have not exceeded the agreed mileage, you will
have nothing more to pay.
If you want to keep the vehicle, you can simply pay off
or refinance the outstanding balloon payment.
You can come back to us and part exchange your vehicle
for a new one. If the trade-in value is greater than the
GFV, the difference can be used towards a deposit on the
next agreement.
You can sell the vehicle privately and keep any profit
over and above the GFV.
Hire Purchase
Hire Purchase (HP) is very similar to borrowing a sum of money
from a bank and paying it back over a fixed period of time,
with interest. Hire Purchase is a type of secured loan which
are often preferred over alternative (unsecured) loans because
they allow a greater borrowing limit.
The term "secured loan" means exactly that, a loan that the
lender can secure against an asset (in this case, the vehicle).
HP gives you additional rights over those of a personal loan
and is only available through dealers that have passed the stringent
approval process of the finance companies.
Low Payment Plan
Low Payment Plan will enable you to purchase your next car with
lower monthly repayments. The way this is achieved is by deferring
an amount of the total cost of the vehicle to the end of the
agreement. This amount is known as the Residual Value (RV).
It is the customers responsibility to settle the final payment
either though additional finance, cash or settlement by part-exchange.
The Low Payment Plan product and has no tie to a mileage contract.
Repayment periods are typically taken over 2, 3 or 4 years and
settlement can be made at any stage of the agreement. We would
recommend that you select your anticipated annual mileage to
a realistic level so that a realistic Residual Value is set
for the vehicle. At the end of the agreement you have three
options:
If you want to keep the vehicle, you can simply pay off
or refinance the outstanding balloon payment.
You can come back to us and part exchange your vehicle
for a new one. If the trade-in value is greater than the
RV, the difference can be used towards a deposit on the
next agreement.
You can sell the vehicle privately and keep any profit
over and above the RV.
